Is your family protected if something happens to you?

Life insurance is an agreement between the customer and the insurer. In the case of certain adversities, the insured will be remunerated. We work with different types of life insurance. The two most common are Term and Whole Life.

The term is ideal for young adults who want to protect themselves and their families in case of adversity. These plans can be for 15-30 years. Widely used by people who have acquired real estate and want to secure their investment.

Whole Life: This type does not expire and for life also covers adversity, with the difference that this method can accumulate funds that the owner or beneficiaries can withdraw at any time. In the United States, grandparents usually present their grandchildren as soon as they are born.

Adversities: the common ones covered by most insurers are: heart attack, stroke, muscle atrophy, malignant cancer, accidents that make the insured person disabled for a period of time (an example fell at work and needs to rest and undergo physiotherapy for 6 months) or indefinitely (lost a leg). Or in case of death.

It's a way to save and invest to guarantee future income. The contractor makes periodic withdrawals during the accumulation period and then withdraws the money invested.

Both the way to contribute and the way to withdraw the pension varies according to the chosen plan. A person can make a one-time deposit, for example, and withdraw the full balance after some time.

Or, the contractor can make monthly contributions for a certain period of time and, after the contribution period, redeem the investment in the form of a lifetime monthly income.

The central idea of ​​​​private retirement is to be a complement to the receipts that the contractor expects to have during retirement, after he stops working.

It is insurance to guarantee you an income in case of illness or accident that leaves you unable to carry out your work functions or daily activities of professional and personal life.

If by chance you suffer an accident and become unable to carry out your work functions or external activities of life that include your personal hygiene, food and locomotion, you would be covered by the insurance to receive a monthly salary or a single amount, this varies from your degree of disability and your financial need.

Our college savings plan is for anyone looking to save for a better future. The feature will ensure your child goes to college and earns a degree.

You can save money for your child tax-free and with interest 200x higher than a bank savings account.

And if your child doesn't want to go to university or vocational school, the money can be withdrawn or kept accumulating interest and can be a source of income for your child in the future.

Make a budget without commitment with us!